Swiggy HDFC Bank Credit Card
HDFC Bank
Waived on ₹2L annual spend
1 pt = ₹1.00
🎉 Welcome Bonus
Complimentary 3-month Swiggy One membership on card activation
Card Benefits
- 10% cashback on all Swiggy platforms — food ordering, Instamart, Dineout & Genie
- 5% cashback on online categories (Amazon, Flipkart, etc.) up to ₹1,500/cycle
- 1% cashback on all other spends up to ₹500/cycle
- Complimentary Swiggy One membership (3 months on activation)
- 4 complimentary golf rounds + 12 free golf lessons via Mastercard
- 1% fuel surcharge waiver on ₹400–₹5,000 transactions
Features
1% waiver on ₹400–₹5,000 transactions
3.5% forex markup
Eligibility Criteria
per annum
Reward Categories
| Category | Reward Rate | Monthly Cap |
|---|---|---|
| Swiggy (food, Instamart, Dineout, Genie) | 10X points | ₹1,500 |
| online spends (Amazon, Flipkart, etc.) | 5X points | ₹1,500 |
| all other spends | 1X points | ₹500 |
Milestone Rewards
- Annual fee waiver on ₹2L annual spend
- IndiGo BluChips: 1 BluChip per ₹100 spent on Swiggy platforms
Fees & Charges
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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with HDFC Bank before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.