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Swiggy HDFC Bank Credit Card card
RupeeLens Exclusive

Swiggy HDFC Bank Credit Card

HDFC Bank

4.4(8,500 reviews)
cashback
Mastercard
Food ordering & online cashback
🎁 Apply via RupeeLens & get free Swiggy One membership
Annual Fee₹500

Waived on ₹2L annual spend

Joining Fee₹500
Reward Rate10X

1 pt = ₹1.00

NetworkMastercard
Annual fee higher than 86% of cardsReward rate higher than 100% of cards

🎉 Welcome Bonus

Complimentary 3-month Swiggy One membership on card activation

Card Benefits

  • 10% cashback on all Swiggy platforms — food ordering, Instamart, Dineout & Genie
  • 5% cashback on online categories (Amazon, Flipkart, etc.) up to ₹1,500/cycle
  • 1% cashback on all other spends up to ₹500/cycle
  • Complimentary Swiggy One membership (3 months on activation)
  • 4 complimentary golf rounds + 12 free golf lessons via Mastercard
  • 1% fuel surcharge waiver on ₹400–₹5,000 transactions

Features

Airport Lounge Access
Fuel Surcharge Waiver

1% waiver on ₹400–₹5,000 transactions

Movie Benefits
Dining Benefits
Insurance Cover
Golf Access
24x7 Concierge
Buy Now Pay Later
EMI Conversion
Contactless Payments
International Usage

3.5% forex markup

Eligibility Criteria

Minimum Income3.0L

per annum

Age Range2160 years
Employment Typesalaried
Min. Credit Score700+

Reward Categories

CategoryReward RateMonthly Cap
Swiggy (food, Instamart, Dineout, Genie)10X points₹1,500
online spends (Amazon, Flipkart, etc.)5X points₹1,500
all other spends1X points₹500

Milestone Rewards

  • Annual fee waiver on ₹2L annual spend
  • IndiGo BluChips: 1 BluChip per ₹100 spent on Swiggy platforms

Fees & Charges

Annual Fee₹500
Joining Fee₹500
Annual Fee WaiverWaived on ₹2L annual spend
Interest Rate3.49% per month (41.88% p.a.)
Forex Markup3.5%

Ready to apply for Swiggy HDFC Bank Credit Card?

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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with HDFC Bank before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

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