Compare Best Loans in India 2025
Whether you need money for a home, car, education, or personal expenses, we help you compare interest rates, EMIs, and processing fees across top Indian banks so you can choose the most affordable option.
The repo rate influences lending rates. Compare current loan and FD rates from banks.
RBI updatesChoose a Loan Type
Each loan type works differently. Pick the one that matches your need to see detailed comparisons from top banks.
Personal Loans
Rates from 10.5% p.a.Borrow money for any personal need — medical bills, wedding, travel, or home renovation. No collateral needed. Get approved in minutes with rates starting at 10.5% per year.
Home Loans
Rates from 8.5% p.a.Buy your dream home with a loan up to Rs 10 crore. Home loans have the lowest interest rates among all loans because your property acts as security. You also get tax benefits.
Car Loans
Rates from 8.65% p.a.Finance your new or used car with easy EMIs. Most banks cover up to 90% of the car price. Some banks offer zero processing fees when you apply online.
Education Loans
Rates from 8.15% p.a.Fund your studies in India or abroad. Education loans cover tuition, hostel, books, and travel expenses. You start repaying only after you finish your course and find a job.
Business Loans
Rates from 11% p.a.Grow your business with working capital or expansion funding. Available for sole proprietors, partnerships, and companies. Quick approval for existing business account holders.
Quick Tips Before You Borrow
Check your credit score first
A score above 750 gets you the lowest rates. Check yours for free on RupeeLens.
Compare total cost, not just EMI
A longer tenure means lower EMI but you pay more interest overall. Use our EMI calculator.
Watch out for hidden charges
Processing fees, prepayment penalties, and late payment charges can add up. We list all of them.
Disclaimer: Loan interest rates, processing fees, and terms shown are indicative and based on publicly available information as of March 2026. Actual rates depend on your credit score, income, and the bank's assessment. Please verify all details directly with the respective lender before applying. RupeeLens may receive compensation from partner banks when you apply through our links, but this does not influence our comparisons.