HDFC Infinia Credit Card
HDFC Bank
Waived on ₹10L annual spend
1 pt = ₹1.00
🎉 Welcome Bonus
12,500 reward points on first spend of ₹10,000 within 90 days
Card Benefits
- 5 Reward Points per ₹150 spent on all retail purchases — industry-leading 3.3% reward rate
- Unlimited complimentary airport lounge access — domestic and international via Priority Pass
- 1% fuel surcharge waiver at all fuel stations across India
- Personal concierge services and golf access at premium courses worldwide
- Low forex markup of 2% — among the lowest for Indian credit cards
Features
99 visits/quarter
1% waiver on ₹400–₹5,000 transactions
2% forex markup
Eligibility Criteria
per annum
Reward Categories
| Category | Reward Rate | Monthly Cap |
|---|---|---|
| all spends | 5X points | No cap |
| SmartBuy portal | 33X points | ₹15,000 |
Milestone Rewards
- Bonus reward points on every ₹5L incremental spend
- Annual memberships of Club Marriott and Forbes equivalent
Fees & Charges
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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with HDFC Bank before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.