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HDFC Infinia Credit Card card

HDFC Infinia Credit Card

HDFC Bank

4.9(6,800 reviews)
premium
Visa
Ultra-premium travel and rewards
Annual Fee₹10

Waived on ₹10L annual spend

Joining Fee₹12,500
Reward Rate1X

1 pt = ₹1.00

NetworkVisa
Annual fee is about averageReward rate lower than 100% of cards

🎉 Welcome Bonus

12,500 reward points on first spend of ₹10,000 within 90 days

Card Benefits

  • 5 Reward Points per ₹150 spent on all retail purchases — industry-leading 3.3% reward rate
  • Unlimited complimentary airport lounge access — domestic and international via Priority Pass
  • 1% fuel surcharge waiver at all fuel stations across India
  • Personal concierge services and golf access at premium courses worldwide
  • Low forex markup of 2% — among the lowest for Indian credit cards

Features

Airport Lounge Access

99 visits/quarter

Fuel Surcharge Waiver

1% waiver on ₹400–₹5,000 transactions

Movie Benefits
Dining Benefits
Insurance Cover
Golf Access
24x7 Concierge
Buy Now Pay Later
EMI Conversion
Contactless Payments
International Usage

2% forex markup

Eligibility Criteria

Minimum Income30.0L

per annum

Age Range2160 years
Employment Typesalaried
Min. Credit Score800+

Reward Categories

CategoryReward RateMonthly Cap
all spends5X pointsNo cap
SmartBuy portal33X points₹15,000

Milestone Rewards

  • Bonus reward points on every ₹5L incremental spend
  • Annual memberships of Club Marriott and Forbes equivalent

Fees & Charges

Annual Fee₹10
Joining Fee₹12,500
Annual Fee WaiverWaived on ₹10L annual spend
Interest Rate3.49% per month (41.88% p.a.)
Forex Markup2%

Ready to apply for HDFC Infinia Credit Card?

Check your eligibility and apply online. Get instant approval with minimal documentation.

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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with HDFC Bank before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

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