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EMI Calculator

Find out your monthly loan payment for home loans, personal loans, car loans, and more.

EMI Calculator

Calculate your Equated Monthly Instalment for home loans, personal loans, car loans, and more.

₹25.00 L
₹1.00 L₹5.00 Cr
9.5%
5%20%
20 yrs
1 yrs30 yrs

₹23,303/month

Your Equated Monthly Instalment (EMI)

Principal (44.7%)
Interest (55.3%)
Principal Amount₹25.00 L
Total Interest₹30.93 L
Total Amount Payable₹55.93 L

What this means for you

You'll pay ₹23,303 every month for 20 years. The total interest you pay is ₹30.93 L — that's 124% of your loan amount. In total, you'll repay ₹55.93 L for a loan of ₹25.00 L.

How is EMI Calculated?

EMI (Equated Monthly Instalment) is calculated using the following formula:

EMI = P × r × (1 + r)n / ((1 + r)n − 1)
  • P = Principal loan amount
  • r = Monthly interest rate (annual rate / 12 / 100)
  • n = Loan tenure in months

For example, use this calculator to find out your monthly EMI based on your loan amount, interest rate, and tenure.

This calculator provides indicative results for educational purposes only. Actual EMI may differ based on bank policies, processing fees, and other charges. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial comparison platform. We do not provide financial advice. Information shown is indicative — verify with the provider before applying. Full disclaimer

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

© 2026 RupeeLens. All rights reserved.