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FD Calculator

Calculate your fixed deposit maturity amount and interest earned.

FD Calculator

Calculate maturity amount and interest earned on your Fixed Deposit investment.

₹5.00 L
₹10,000₹1.00 Cr
7.25%
5%10%
36 months
6 months120 months

₹6.20 L

Maturity amount after 3 years

Principal (80.6%)
Interest (19.4%)
Deposit Amount₹5.00 L
Interest Earned₹1.20 L
Effective Rate7.25%

What this means for you

Your ₹5.00 L deposit will grow to ₹6.20 L in 3 years. You earn ₹1.20 L in interest at 7.25% per annum (quarterly compounding).

How is FD Maturity Calculated?

Fixed deposit maturity amount is calculated using compound interest:

A = P × (1 + r/n)n×t
  • A = Maturity amount
  • P = Principal deposit amount
  • r = Annual interest rate (in decimal)
  • n = Number of times interest is compounded per year (typically 4 for quarterly)
  • t = Tenure in years

For example, use this calculator to estimate maturity amount based on your deposit, tenure, and prevailing interest rate.

Interest rates are subject to change as per bank/NBFC policies. Interest earned on FDs is taxable as per your income tax slab. TDS is applicable on interest exceeding ₹40,000 per year. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial comparison platform. We do not provide financial advice. Information shown is indicative — verify with the provider before applying. Full disclaimer

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

© 2026 RupeeLens. All rights reserved.