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Loan Eligibility Calculator
Check how much loan you can get based on your income and existing obligations.
₹80,000
₹20,000₹5,00,000
₹5,000
₹0₹2,00,000
9%
7%24%
20 yrs
1 yr30 yrs
Your Loan Eligibility
Eligible Loan Amount
₹47.79 L
Maximum EMI
₹43,000
Total Interest
₹55.41 L
Total Payable
₹1.03 Cr
Tips to Increase Your Loan Eligibility
- Close existing small loans and credit card EMIs before applying
- Add a co-applicant (spouse/parent) to include their income
- Choose a longer tenure to reduce EMI and qualify for a higher amount
- Maintain a CIBIL score above 750 for the best approval chances
- Show all income sources including bonuses, rental income, and freelance work
Loan eligibility is indicative and based on general FOIR (Fixed Obligation to Income Ratio) norms. Actual eligibility depends on credit score, employer category, age, and individual bank policies. © 2026 RupeeLens. All rights reserved.
RupeeLens is a financial comparison platform. We do not provide financial advice. Information shown is indicative — verify with the provider before applying. Full disclaimer