SIP Calculator
See how your monthly investments will grow over time through the power of compounding.
SIP Calculator
Calculate how much wealth you can create through Systematic Investment Plans in mutual funds.
Year-by-year growth
| Year | Invested | Value | Returns |
|---|---|---|---|
| 1 | ₹1.20 L | ₹1.28 L | ₹8,093 |
| 2 | ₹2.40 L | ₹2.72 L | ₹32,432 |
| 3 | ₹3.60 L | ₹4.35 L | ₹75,076 |
| 4 | ₹4.80 L | ₹6.18 L | ₹1.38 L |
| 5 | ₹6.00 L | ₹8.25 L | ₹2.25 L |
| 6 | ₹7.20 L | ₹10.58 L | ₹3.38 L |
| 7 | ₹8.40 L | ₹13.20 L | ₹4.80 L |
| 8 | ₹9.60 L | ₹16.15 L | ₹6.55 L |
| 9 | ₹10.80 L | ₹19.48 L | ₹8.68 L |
| 10 | ₹12.00 L | ₹23.23 L | ₹11.23 L |
₹23.23 L
Estimated total value of your SIP
What this means for you
If you invest ₹10,000 every month for 10 years, your total investment of ₹12.00 L could grow to ₹23.23 L. That's 1.9x your invested amount! Your estimated returns would be ₹11.23 L.
How is SIP Return Calculated?
SIP (Systematic Investment Plan) returns are calculated using this formula:
- FV = Future value of your investments
- M = Monthly SIP amount
- r = Monthly rate of return (annual rate / 12 / 100)
- n = Total number of months
For example, use this calculator to estimate your SIP returns based on monthly amount, expected return, and investment duration.
Mutual fund investments are subject to market risks. Past performance does not guarantee future results. This calculator provides estimates for educational purposes only. © 2026 RupeeLens. All rights reserved.
Important: Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Please read all scheme-related documents carefully before investing.
RupeeLens is a financial comparison platform and does not provide investment advice as defined under SEBI (Investment Advisers) Regulations, 2013. The information displayed is for comparison purposes only. Full disclaimer