Disclaimer

What RupeeLens Does

RupeeLens is a financial product comparison platform. We aggregate publicly available information about financial products — including credit cards, loans, insurance policies, and mutual funds — and present them in a structured, side-by-side format so that users can compare features, fees, interest rates, and other relevant attributes.

Our platform allows users to filter and sort products based on criteria they provide. Any results displayed are based entirely on the inputs and filters selected by the user.

What We Do Not Do

• RupeeLens does not provide financial advice of any kind. We are not a registered investment adviser, insurance broker, or loan distributor.
• We do not make product selections on behalf of users. All comparisons are informational and are not endorsements of any product or institution.
• We do not guarantee the suitability of any financial product for any individual's specific circumstances.
• We do not act as an intermediary in any financial transaction. Any application or purchase is made directly between the user and the respective financial institution.
• AI-generated insights on this platform are for informational comparison purposes only. They describe how products differ based on user-provided criteria and do not constitute personalised guidance.

Regulatory Framework

RupeeLens operates in accordance with the following regulatory guidelines and legislation applicable in India:

• RBI Master Direction on Digital Lending (DL-2022/04) — We do not originate, underwrite, or facilitate loans. Product information displayed is sourced from publicly available data published by regulated entities.
• IRDAI (Registration of Corporate Agents) Regulations, 2017 — We are not a licensed insurance agent, broker, or corporate agent. Insurance product information is presented solely for comparison purposes.
• SEBI (Investment Advisers) Regulations, 2013 — We are not a SEBI-registered investment adviser. No content on this platform constitutes investment guidance or personalised financial analysis.
• SEBI (Mutual Funds) Regulations, 1996 — Mutual fund data shown on this platform is for informational comparison only. Past performance does not guarantee future results. Mutual fund investments are subject to market risks.
• RBI Fair Practices Code — We support transparency and fair disclosure. All product details are presented without bias toward any lender or financial institution.
• Information Technology Act, 2000 — Section 43A — We implement reasonable security practices and procedures to protect sensitive personal data as required under applicable law.

Data Accuracy

Product information displayed on RupeeLens is sourced from official websites of banks, insurers, mutual fund houses, and other financial institutions, as well as publicly available regulatory filings. While we make reasonable efforts to keep this information accurate and up to date, we do not guarantee that all data reflects real-time changes.

Interest rates, fees, charges, policy terms, and other product attributes are indicative and may change without notice. Users should always verify current terms directly with the relevant financial institution before making any financial decision.

Third-Party Links

RupeeLens may contain links to external websites operated by banks, insurers, mutual fund houses, or other third parties. These links are provided for user convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Visiting any linked external site is at the user's own discretion and risk. We encourage users to review the terms and privacy policies of any external site they visit.

User Responsibility

All financial decisions are made solely by the user. RupeeLens provides comparison tools and informational content to help users evaluate available options, but the final decision to apply for, purchase, or invest in any financial product rests entirely with the user.

Users are encouraged to conduct their own research, read all terms and conditions provided by the financial institution, and consult with a qualified, licensed financial professional where appropriate before making significant financial decisions.

Contact

If you believe any information on RupeeLens is inaccurate, outdated, or misleading, please let us know so we can review and update it promptly.

Email: contact@rupeelens.in