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Axis ACE Credit Card card
RupeeLens Exclusive

Axis ACE Credit Card

Axis Bank

4.3(16,400 reviews)
cashback
Visa
Bill payments & everyday cashback
🎁 Apply via RupeeLens & get ₹250 cashback
Annual Fee₹499

Waived on ₹2L annual spend

Joining FeeFREE
Reward Rate1X

1 pt = ₹1.00

NetworkVisa
Annual fee higher than 71% of cardsReward rate lower than 100% of cards

🎉 Welcome Bonus

₹500 cashback on first spend within 30 days

Card Benefits

  • 5% cashback on utility bill payments — electricity, DTH, broadband, gas
  • 5% cashback on Google Pay transactions and other UPI-linked payments
  • 2% cashback on all other retail spends
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000

Features

Airport Lounge Access
Fuel Surcharge Waiver

1% waiver on ₹400–₹5,000 transactions

Movie Benefits
Dining Benefits
Insurance Cover
Golf Access
24x7 Concierge
Buy Now Pay Later
EMI Conversion
Contactless Payments
International Usage

3.5% forex markup

Eligibility Criteria

Minimum Income3.0L

per annum

Age Range2160 years
Employment Typeany
Min. Credit Score700+

Reward Categories

CategoryReward RateMonthly Cap
Google Pay, PhonePe, and other UPI-linked spends5X points₹2,500
bill payments (utility, DTH, broadband)5X points₹2,500
all other spends2X pointsNo cap

Milestone Rewards

  • ₹500 bonus cashback on ₹2L annual spend

Fees & Charges

Annual Fee₹499
Joining FeeFREE
Annual Fee WaiverWaived on ₹2L annual spend
Interest Rate3.4% per month (40.80% p.a.)
Forex Markup3.5%

Ready to apply for Axis ACE Credit Card?

Check your eligibility and apply online. Get instant approval with minimal documentation.

Apply Now

🎁 Apply via RupeeLens & get ₹250 cashback

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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with Axis Bank before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

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