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BoB HPCL Energie Credit Card card

BoB HPCL Energie Credit Card

Bank of Baroda

4(3,100 reviews)
fuel
RuPay
Fuel savings on HPCL
Annual Fee₹499

Waived on ₹50,000 annual spend

Joining Fee₹499
Reward Rate5X

1 pt = ₹0.25

NetworkRuPay
Annual fee higher than 71% of cardsReward rate higher than 93% of cards

Card Benefits

  • 5% cashback on HPCL fuel
  • 1% surcharge waiver at all fuel stations
  • Up to 25 reward points per ₹100 on HPCL

Features

Airport Lounge Access
Fuel Surcharge Waiver

1% surcharge waiver at all fuel stations

Movie Benefits
Dining Benefits
Insurance Cover
Golf Access
24x7 Concierge
Buy Now Pay Later
EMI Conversion
Contactless Payments
International Usage

3.5% forex markup

Eligibility Criteria

Minimum Income2.4L

per annum

Age Range2165 years
Employment Typesalaried
Min. Credit Score650+

Reward Categories

CategoryReward RateMonthly Cap
HPCL fuel spends5X pointsNo cap

Fees & Charges

Annual Fee₹499
Joining Fee₹499
Annual Fee WaiverWaived on ₹50,000 annual spend
Interest Rate3.49% per month (41.88% p.a.)
Forex Markup3.5%

Ready to apply for BoB HPCL Energie Credit Card?

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Disclaimer: Credit card details, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with Bank of Baroda before applying. RupeeLens may receive compensation from card issuers when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, reward points, and other benefits are subject to change at the discretion of the issuing bank. © 2026 RupeeLens. All rights reserved.

RupeeLens is a financial product comparison platform, not a financial advisor, lender, or insurance agent. We do not endorse any product. Information shown is indicative — verify with the provider before applying. Mutual fund investments are subject to market risks; past performance does not guarantee future results. Read our full Disclaimer.

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