PNB Personal Loan

Punjab National Bank

4(22,100 reviews)

personal Loan

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Interest Rate0% – 0%

per annum

Processing FeeContact bank

Loan Amount0.0L – 0.0L

Tenure1 yr – 5 yrs

Interest rate lower than 100% of loans

Features

Available for salaried individuals and pensioners drawing pension through PNB
Competitive PSU bank rates with narrow interest rate range
Zero prepayment and foreclosure charges on floating rate loans
Processing fee capped at ₹10,000 — lower than private banks
Online application via PNB ONE app
Special rates for government and defense personnel

Eligibility Criteria

Minimum Income1.8L

per annum

Age Range21 – 60 years

Employment Typesalaried

Min. Experience1 year

Min. Credit Score680+

Loan Details

Prepayment ChargesNil for floating rate loans

Part PaymentNot Allowed

Balance TransferNot Available

Processing FeeContact bank

Ready to apply for PNB Personal Loan?

Check your eligibility and apply online. Get quick approval with minimal documentation.

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Disclaimer: Loan details, interest rates, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary. Please verify all details directly with Punjab National Bank before applying. RupeeLens may receive compensation from lenders when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, processing fees, and other charges are subject to change at the discretion of the lending institution. © 2026 RupeeLens. All rights reserved.

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