Muthoot Finance Gold Loan
Muthoot Finance
What this means for you
Pledge your gold ornaments and get up to ₹75 lakhs within 30 minutes. You only need your gold and a valid ID — no salary slips, no CIBIL check. If you borrow ₹2 lakhs at 14% for 12 months, your monthly interest is about ₹2,333. You can repay interest monthly and the principal at the end, or choose regular EMIs. Your gold is stored in insured vaults and returned once the loan is fully repaid.
per annum
Features
- Disbursal within 30 minutes of gold appraisal
- No income proof or credit score required
- Minimal documentation — just gold ornaments + KYC
- Flexible repayment options — bullet, EMI, or interest-only
- Gold stored in secure, insured vaults with full coverage
- 5,600+ branches across India for easy access
- Pre-closure without penalty at any point during tenure
Eligibility Criteria
per annum
Loan Details
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Apply NowDisclaimer: Gold loan details, interest rates, fees, and features shown on this page are indicative and based on publicly available information. Actual terms, eligibility criteria, and offers may vary based on gold purity, weight, and the lender's valuation. LTV ratios are capped at 75% as per RBI guidelines for most regulated entities. Please verify all details directly with Muthoot Finance before applying. RupeeLens may receive compensation from lenders when you apply through our links, but this does not affect our editorial ratings or comparisons. Interest rates, processing fees, and other charges are subject to change at the discretion of the lending institution. © 2026 RupeeLens. All rights reserved.