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Balance Transfer Calculator
See how much you could save by transferring your loan or credit card balance to a lower interest rate.
Balance Transfer Calculator
See how much you could save by transferring your loan or credit card balance to a lower interest rate.
₹5.00 L
₹50,000₹50.00 L
18%
8%24%
12%
8%24%
24 months
6 months60 months
Save ₹34,208
Total Interest Savings
Interest saved (34.5%)
Interest you'd still pay (65.5%)
Interest at current rate₹99,089
Interest at new rate₹64,882
EMI reduction per month₹1,425
What this means for you
By transferring your balance from 18% to 12% p.a., you could save ₹34,208 in total interest over 24 months. Your EMI would drop by ₹1,425 per month. Balance transfer fees (typically 1–2%) may apply — factor these into your decision.
RupeeLens is a financial comparison platform. We do not provide financial advice. Information shown is indicative — verify with the provider before applying. Full disclaimer